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Terms of Use & Privacy Policy

Effective Date: September 1, 2025

Welcome to Robert-D-Payne.com ("we," "us," "our"). By accessing or using https://robert-d-payne.com ("Website"), you agree to the following Terms of Use and acknowledge our Privacy Policy as described below.


Privacy Policy

1. Overview

We are committed to protecting your privacy and ensuring that your personal information is handled in a safe and responsible manner. This Privacy Policy explains how we collect, use, and protect your information when you visit our Website and interact with our content.

2. Information We Collect

We may collect the following types of information when you use our Website:

2.1 Information You Provide Voluntarily

2.2 Automatically Collected Information

2.3 Facebook Pixel

We use the Facebook Pixel to help measure the effectiveness of our content and understand how visitors engage with the Website. This tool may collect information about your visits, such as pages viewed and actions taken, which may be used to deliver relevant content or measure performance on Facebook platforms in accordance with Facebook's own policies. You can learn more about Facebook's data practices and your choices by visiting Facebook's help and privacy pages.

3. How We Use Your Information

We may use the information collected for the following purposes:

4. How We Share Your Information

We do not sell or rent your personally identifiable information. We may share information in the following limited circumstances:

5. Data Security

We use reasonable technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the Internet or method of electronic storage is completely secure, and we cannot guarantee absolute security.

6. Your Rights and Choices

Depending on your location, you may have certain rights regarding your personal information, including:

To exercise any of these rights (where applicable), please contact us at admin@robert-d-payne.com.

7. Children's & Minors' Privacy

The content on this Website is not intended for minors. We do not knowingly collect personal information from anyone under the age of 18. If we become aware that personal information has been collected from a minor without appropriate consent, we will take reasonable steps to delete that information.

If you believe a minor has provided personal information through this Website, please contact us at admin@robert-d-payne.com so that we can address the issue.

8. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. When we do, we will revise the Effective Date at the top of this page. Your continued use of the Website after any changes are posted constitutes your acceptance of the updated Privacy Policy.

9. Contact Information (Privacy)

If you have any questions about this Privacy Policy or our data practices, please contact us at:
Robert-D-Payne.com
Email: admin@robert-d-payne.com
Phone: 678-525-5129
(Mailing address available upon request)


Terms of Use

1. Acceptance of Terms

By accessing or using https://robert-d-payne.com, you agree to be bound by these Terms of Use ("Terms"). If you do not agree to these Terms, please do not use the Website.

2. Eligibility

The Website is intended for individuals who are at least 18 years of age. By using the Website, you represent and warrant that you are 18 years of age or older.

3. Use of the Website

4. Intellectual Property

All content and materials on the Website, including but not limited to text, graphics, logos, images, videos, and software, are the property of Robert-D-Payne.com or its content suppliers and are protected by applicable intellectual property laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any material from the Website without our prior written consent, except for personal, non-commercial use that does not alter or remove any copyright or proprietary notices.

5. Third-Party Links and Tools

The Website may contain links to third-party websites, tools, or services that are not owned or controlled by Robert-D-Payne.com. We are not responsible for the content, privacy policies, or practices of any third-party sites or services. Accessing third-party resources is at your own risk, and you should review the applicable terms and policies of those third parties.

6. No Payments Collected on the Website

Robert-D-Payne.com does not directly collect payments through this Website. If we reference or link to third-party products, services, or offers, any transactions are handled by those third parties under their own terms and privacy policies.

7. Disclaimer of Warranties

The Website and all content provided on or through the Website are offered on an "as is" and "as available" basis, without any warranties of any kind, whether express or implied. To the fullest extent permitted by law, we disclaim all warranties, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

We do not warrant that the Website will be uninterrupted, secure, or free of errors, viruses, or other harmful components, or that any defects will be corrected. Any use of the Website and reliance on any content is at your own risk.

8. Limitation of Liability

To the fullest extent permitted by law, Robert-D-Payne.com and its owners, managers, affiliates, and partners shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenues, data, goodwill, or other intangible losses, arising out of or in connection with:

9. Indemnification

You agree to indemnify, defend, and hold harmless Robert-D-Payne.com and its owners, managers, affiliates, and partners from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or relating to your use of the Website or your violation of these Terms.

10. Governing Law

These Terms and any disputes arising out of or relating to them or the Website shall be governed by and construed in accordance with the laws of the State of Georgia, United States, without regard to its conflict of law principles.

11. Changes to These Terms

We may update these Terms from time to time. When we do, we will revise the Effective Date at the top of this page. Your continued use of the Website after any changes are posted constitutes your acceptance of the updated Terms.

12. Contact Information (Terms)

If you have any questions about these Terms, please contact us at:
Robert-D-Payne.com
Email: admin@robert-d-payne.com
Phone: 678-525-5129
(Mailing address available upon request)